Trade Credit Insurance
Receivables Risk Protection
What is Trade Credit Insurance ?
Trade credit insurance protects your business when customers fail to pay for the goods or services you’ve already delivered. Whether the non‑payment is due to insolvency, protracted default, or unexpected political or economic events, this insurance ensures your cash flow stays secure.
You can trade with confidence, knowing your receivables are fully protected.
Partnership with Atradius
Asuransi Sinar Mas has partnered with Atradius, one of the world’s leading knowledge expert in trade credit insurance known for its global expertise, advanced risk insights, and extensive international network. Asuransi Sinar Mas, a highly trusted Indonesian insurer, brings strong local knowledge and nationwide reach. Through this partnership, Atradius acts as the product and risk‑management partner, providing risk‑analysis expertise and global credit intelligence, while Asuransi Sinar Mas delivers local service, market understanding, and customer support.
Together, they offer Indonesian businesses a reliable, high‑quality trade credit insurance solution that blends international strength with local insight.
What are Benefits of Trade Credit Insurance ?

How It Works ?

Still Unsure About Trade Credit Insurance ?
Let's check out our customers' real experiences after using this service
“During the pandemic, when payment risks suddenly emerged in our FMCG business, trade credit insurance gave us the protection we needed to keep operating with confidence. What could have been a devastating setback was turned into a manageable challenge, and this product truly saved our business during an unprecedented time.”
Finance Manager, FMCG Company
Find Answers about Products Trade Credit Insurance ?
Can Trade Credit Insurance help increase sales?
Yes. With an active policy in place, companies are more confident in extending credit terms to new buyers. This reduces the risk of non-payment and enables business expansion, which in turn supports higher sales growth.
How do you submit a claim?
- Report the late payment through a Default Notification (DN) in accordance with the policy timeline.
- Prepare the required supporting documents, such as invoices, purchase orders (PO), delivery documents, and reminder letters.
- The insurer will assess the case and settle the claim in accordance with the policy terms and conditions.
Still Have Questions? Find the Answers Here
Other information about Trade Credit Insurance ?
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